Education Deposit Scheme

High interest rate

Up to 15.94% P.A., much higher than typical fixed deposits.

Guaranteed Returns

Stable and safe returns, helping you plan without financial stress.

Flexible Duration

Choose a tenure under 12 years as per your educational timeline.

Ideal for Parents

A perfect option to start saving early for your child's future.

Build Their Future with Confidence

The Education Deposit Scheme is a long-term investment plan specially tailored for parents and guardians who want to secure their children’s educational future. With rising education costs, planning ahead is not just wise—it’s essential. This scheme offers unmatched interest rates of up to 15.94% per annum, ensuring that your investments grow steadily to meet future academic needs.

Whether you’re preparing for school, college, or higher studies, this scheme turns today’s savings into tomorrow’s opportunities.

Get income every month without delay
No penalty on pre mature withdrawal
Deposit for 60 Months (5 Year)
loan facility is also available on Salary scheme

To find out more or to make a free initial appointment with Shri Om Sai Co-operative Urban Thrift & Credit Society Ltd.. or call us from 10:00 AM to 06:00 PM, Wednesday to Monday .

Sn. Time ROI
1 For Seven Years 13.52% p.a
2 For Eight Years 13.92% p.a
3 For Nine Years 14.27% p.a
4 For Ten Years 14.78% p.a
5 For Eleven Years 14.24% p.a
6 For Twelve Years 15.94% p.a
Additional Benefit:- Rs. 2,100/- P.A. as Scholarship to the Member or Member's Son or Daughter's Studying in any Branch or Grade.

Know More About Money Multiplier Scheme - CALL @ 9999676002

Minimum Deposit

Start invest with minimum amount which fit in your budget

Flexibility

Premature withdrawal is available with best returns benefits

Faster Growth

Invest now and get double of your investment after 67 months.

No risk

This is risk free investments, this is not market-driven

Overview of Shri Om Sai Society's Education Deposit Scheme

Recurring deposit is a method of investment in which you can deposit your money for a Recurring tenure with a Bank or any NBFCs and earn interest on it. Once the RD is mature, you can get the principal amount invested with the interest. You also have a choice to reinvest this money for another term.

The Recurring Deposit Interest Rate is an integral factor for calculation of maturity value and aggregate interest. The rate varies depending on the tenure. Check out the Recurring deposit interest rates for further information.

Recurring Deposit possesses a number of advantages over any other investment schemes that tags it as one of the safest investment options to opt for. When you avail a Recurring Deposit, you actually bag a number of perks such as:.
  • Assured Returns
  • Loan available on Recurring deposit.
  • Premature closure is allowed, subject to the applicable norms.
  • Minors, Blind Persons, Illiterate Persons can invest easily
  • Quick Payout
  • SMS Alert
Wide range of complimentary standard benefits:
  • Economical
  • Surety Legal bond
  • Surety at Maturity
  • SMS and email transaction alert
  • Nomination
  • Customer care (business hours only)

Eligibility criteria

As our valued member you can open An RD Account any time, and if you not our active member then become the member of Shri Om Sai Society . Browse the membership plan as per your need and budget. For more details, please contact our Relationship Manager at the branch or call us on our phone banking number: 9999676002 .

Shri Om Sai Society required minimum Eligibility for account opnening.
  1. Must be an active member of Shri Om Sai Society.
  2. The minimum age of applicants should be 18 years.
  3. Must be resident of INDIA and leaving in delhi or professionals with their business in delhi.
  4. He/She should not have been punished for any criminal offence by the court of law.

Mandatory documents.

in case you are not a member, The list of mendatory document to become a member of Society

  • 4 Passport size photo (Colored and any background).
  • Aadhaar card (Front and back).
  • Pan Card (Required for loan)

Address proof.

Need any one document from the list given below

  • Electricity bill.
  • Water bill.
  • Telephone bill
  • Rent aggrement (Mendatory In case of tenant)

Charges & Fee

No any fee applicable

  • No any service fee applicable

  • 0 Amount charge at maturity

  • Start membership in just ₹ 600*

FREQUENTLY ASKED QUESTIONS

Apply for membership Apply online