Key Features of Mortgage Loan

Designed for members who wish to leverage their immovable assets to access large funding with ease and confidence.

  • 🏠 Maximum Loan Limit: Up to ₹20,00,000/-
  • 🧾 Security: Immovable property like house, shop, plot, etc.
  • 🛡️ Sureties Required: 5 regular members, with at least 1 being a Govt. servant
  • 📆 Repayment Period: Up to 100 months from the date of disbursement

NEED ANY HELP FOR LOAN APPLY - CALL @ 9999676002

Mortgage loan

Mortgage loan - This type of loan you can avail when you need fund very urgently for any purpose. We are here to help you for all your quick financial needs. Affordable and easy processing for loans upto 20,00,000.

Get Mortgage loan for any purpose, including debt consolidation, an unexpected medical bill, a new appliance, a vacation, or even a student loan. You pay the money back—including interest—in monthly installments over time, from 1 - 100 months.

Here's a look at some of the features and benefits of a Shri Om Sai co-operative Society Ltd Mortgage Loan.
  • Get Mortgage loan upto 20,00,000 (as per your membership account).
  • Rate of interest 1.5% p.m. (reducing rate of interest).
  • Easily pay the loan amount in 12 months.
  • Online process with minimum documentation.
  • No hidden charges.
  • ECS Facility Available.
  • Can be Approved after M.C. Meeting.

Eligibility criteria or Conditions for Mortgage loan

As our valued customer, you are eligible to get Mortgage loan. in case your are not our member, Browse the membership plan with great benefits and become member of Shri Om Sai co-operative society. For more details, please contact our Relationship Manager or call on our phone banking number: 9999676002.

Shri Om Sai co-operative Society Ltd. required minimum Eligibility for loan.
  1. Must be a member of Shri Om Sai Co-operative Society Ltd.
  2. The age of applicants should be 18 - 55 years.
  3. He/she should not have been Punised for any criminal offence by court of law)
  4. Share Money 1 % and updated CD of the total Loan Amount.
  5. 5 Guarantors with at least I being a government. Servant.

Mandatory documents for Mortgage loan

  • 4 Pasport size photo (Colored and any background).
  • Pan Card
  • CTS Cheques (3 Blank Signatured AC Payee Cheques)
  • Income Proof (3 Months Payslip / Bank Statement, ITR File / Affidavit)
  • Rent Agreement & Water / Electricity Bill of Landlord Compulsory (In case of Tenant)
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