Unsecured loan upto ₹4,00,000

Instant Unsecured Loan

Loan can be re-paid maximum within 100 months of disbursement
  • 01Get approval in 24 Hrs

    The Unsecured loan can be approve within a single day. So you can handle your difficult situation and support your love once too.

    Sureties are required for approval of Loan.

  • 02Zero Processing Fee

    Apply for Unsecured loan at zero processing fee and no any hidden charge will applied to member .

  • 03Part pre-payment and for foreclosure option

    If Member have had a good financial month or just come across some extra funds, they can choose to part pre-pay and foreclosure of their loan.

    Loan can be re-paid maximum within 100 months of disbursement

S. No. Steps Loan Limit Fixed by the Society
1 First Step ₹25,000 After 3 months of membership
2 Second Step ₹50,000 After completion of loan ₹25,000
3 Third Step ₹1,00,000 After completion of loan ₹50,000
4 Fourth Step ₹1,50,000 After completion of loan ₹1,00,000
5 Fifth Step ₹2,00,000 After completion of loan ₹1,50,000
6 Sixth Step ₹3,00,000 After completion of loan ₹2,00,000
7 Seventh Step ₹4,00,000 After completion of loan ₹3,00,000

NEED ANY HELP FOR LOAN APPLY - CALL @ 9999676002

Unsecured loan

Unsecured loan - This type of loan you can avail when you need fund very urgently for any purpose. We are here to help you for all your quick financial needs. Affordable and easy processing for loans upto 50,000.

Get Unsecured loan for any purpose, including debt consolidation, an unexpected medical bill, a new appliance, a vacation, or even a student loan. You pay the money back—including interest—in monthly installments over time, from 1 - 12 months.

Here's a look at some of the features and benefits of a Shri Om Sai co-operative Society Ltd Unsecured Loan.
  • Get Unsecured loan upto 4,00,000 (as per your membership account).
  • Rate of interest 1.5% p.m. (reducing rate of interest).
  • Easily pay the loan amount in 12 months.
  • Online process with minimum documentation.
  • No hidden charges.
  • Zero Processing fee
  • Can be Approved within 24 Hrs

Eligibility criteria or Conditions for Unsecured loan

As our valued customer, you are eligible to get Unsecured loan. in case your are not our member, Browse the membership plan with great benefits and become member of Shri Om Sai co-operative society. For more details, please contact our Relationship Manager or call on our phone banking number: 9999676002.

Shri Om Sai co-operative Society Ltd. required minimum Eligibility for loan.
  1. Must be an active member of Shri Om Sai Co-operative Society Ltd.
  2. The minimum age of applicants should be 18 years.
  3. Share Money & Compulsory Deposit (CD) should be 10% each of the total Loan Amount.
  4. 2 Guarantors (Both the Guarantors should be the existing member of the society and should not be a defaulter).

Mandatory documents for Unsecured loan

  • 4 Pasport size photo (Colored and any background).
  • Aadhaar card (Front and back).
  • Pan Card
  • Income Proof (3 Months Payslip / Bank Statement, ITR File / Affidavit)
  • Rent Agreement & Water / Electricity Bill of Landlord Compulsory (In case of Tenant)

loan Tenure and charges

  • On ordinary Loan: 15% to 18% p.a.
  • On Emergency Loan: 15% to 18% p.a.
  • On Unsecured Loan: 18.00% p.a.
  • On Mortgage Loan: 18.00% p.a.
Apply for membership Apply online